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Powerful Features. Effortless Payments.

Discover the full suite of tools that make SmatPay the ultimate payment gateway for businesses in Africa.

Accept All Major Payment Methods

EcoCash
Innbucks
Omari
Zimswitch
Visa
Mastercard
EcoCash
Innbucks
Omari
Zimswitch
Visa
Mastercard

Everything You Need to Get Paid

Multi-Channel Payments

Accept payments via debit/credit cards, mobile money, QR codes, and more.

Recurring Billing

Automate subscriptions and recurring payments with ease.

Secure Tokenization

Store card details securely for one-click purchases and subscriptions.

Fiscalized Invoicing

Stay compliant with automatic, ZIMRA-ready invoice generation.

Dynamic Payment Links

Generate and share secure links for one-off or bulk payments via SMS, email, or social media.

Split Payments

Automatically route a single payment to multiple bank accounts or vendors.

Real-time Refunds

Process customer refunds and manage disputes directly from your dashboard.

Multicurrency Support

Effortlessly accept and manage payments in multiple local and foreign currencies.

E-commerce & Web Integration

E-commerce & Web Integration

Connect SmatPay to your online store with our easy plugins and APIs for a seamless checkout experience.

  • •WooCommerce & Shopify Plugins
  • •REST APIs & SDKs
  • •R-Code Integration
Smart POS Terminals

Smart POS Terminals

Accept in-person payments with our sleek, fiscalization-ready POS devices that support cards, mobile money, and QR codes.

  • •Accepts All Payment Methods
  • •Fiscalization Ready
  • •Real-Time Reporting
Value-Added Services (VAS)

Value-Added Services (VAS)

Turn your business into a hub for essential services. Earn commissions by selling airtime, ZESA tokens, and bill payments.

  • •Airtime & Data Top-ups
  • •ZESA & Utility Payments
  • •Earn Commissions

Ready to Simplify Your Payments?

Join thousands of businesses already growing with SmatPay.